Talk About Money Before the Marriage
People think that getting married is all about joining your heart with the heart of another person. What they forget during the initial infatuation phase is that you’re also joining your life with another person. This means that you’re joining your money with another person. It’s a good idea to put the rose-colored glasses of love aside for a moment to discuss money before the marriage takes place. It can help you to avoid a lot of the problems that people face when they’re locked into a marriage with someone who is very financially different from them.
Talking about money with a fiancee means talking about your history with money as well as your plans for the financial future. You should own up to any debt that you have. You should confess any worries that you have about the other person’s debt. You should talk about debt consolidation plans if you’re both in debt. Then you should talk about your financial goals. Discuss what you want to save up for and what matters to you in terms of long-term spending. If you aren’t on the same page about these things now, talk honestly about whether or not you can get on the same page. If you can’t, save yourself a lot of financial stress and find a fiancee that’s more suited to your spending style!
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